First United Bank
Data as of · sourced from FFIEC call reports. How we update
First United Bank is the primary bank subsidiary of its parent holding company, headquartered in Park River, ND. On its most recent Q1 2026 call report, First United reported $740M in total assets against $640M in deposits. The bank posts a strong 1.37% ROA and 13.09% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.34% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.06%. Its footprint covers 16 branches concentrated in North Dakota.
Headquarters Profile
- Address
- 503 Briggs Ave S , PARK RIVER , ND 58270
- County
- Walsh
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1886
- Branches
- 16 domestic
- Employees (FTE)
- 92
- FDIC Cert
- 15472
- Fed RSSD
- 1011955
- Website
- www.firstunitedonline.com →
- Parent Holding Company
- RSSD 1140266
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First United Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Frequently asked about First United Bank
What are First United Bank's total assets?
As of the Q1 2026 filing, First United Bank reported total assets of $739.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First United Bank headquartered?
First United Bank is headquartered in PARK RIVER, ND, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First United Bank founded?
First United Bank was established in 1886, per the FDIC institution directory.
Is First United Bank FDIC-insured?
Yes. First United Bank is an FDIC-insured commercial bank (FDIC Certificate #15472). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First United Bank?
First United Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First United Bank operate?
First United Bank operates 16 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First United Bank's Texas Ratio?
First United Bank's Texas Ratio is 1.32% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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